Singapore

COMMERCIAL MORTGAGES from USD 2MM to $100MM+

Lending Area: Worldwide* (USA | Canada | Central & South America | Africa | Europe | Middle East | Asia)


PURCHASE - REFINANCE - BRIDGE - CONSTRUCTION


We provide timely financing for international commercial real estate with competitive permanent mortgage terms and a streamlined process. Real estate can be held as an investment or occupied by the owner’s business. Purchase, refinance, cash-out refinance, and land development mortgages are available worldwide. With large balance mortgages of $2,000,000 plus, the lending criteria focuses more on project worthiness. However, sponsor/guarantor strength is still a factor. Borrowers can be individuals, corporations, LLCs, partnerships, trusts, estates, international investors, etc.


LOAN TYPES INCLUDE (ALL SECURED BY REAL ESTATE)

Commercial Lending, Construction Financing, PUD Development Financing, Portfolio Loans, Corporate Financing, Mergers & Acquisitions, Business Loans, Lines of Credit, Capital Raising, Start-up Capital, Bridge/Mezzanine Loans, Hard Money, Renewable Energy Financing, Complementary Energy Consultation, Residential Investor 30 Year Mortgages, No Doc, Investment Banking, Consulting


COMMERCIAL PROPERTY TYPES (WORLDWIDE)

Land Development, Apartments/Mixed Use, Hospitality (hotels and resorts), Retail/Office


RECENTLY FINANCED (A to Z)

Auto Dealerships (Franchised), Cruise Ships, Food Processing Plants, Gas Stations, Golf Courses, Hospitals, Hotel-Casinos, Industrial / Warehouses, Land, Land Development, Manufacturing Plants, Medical Malls, Mixed Use, Mobile Home Parks, Motels, Multifamily (5+ Units), Office Buildings, Retail Buildings, Resorts, Self Storage Facilities, Shopping Centers, Single Tenant, Ski Resorts, Special Purpose, Sports-Entertainment Complexes, Student Housing, Television Stations, Theme Parks, Timeshare Resorts.

MORTGAGE LOAN OVERVIEW

 
Loan Size: USD 2 Million to $100 million plus
Amortization: Interest Only or 30 Year
Repayment Term: 1 to 10 years
Loan-to-Value (LTV): 75% maximum
Interest Rate: from 4.5% per annum
Origination Fee: as low as 2%

NO UPFRONT FEES
NO UPFRONT CREDIT PULL

Prepayment: 
No prepayment penalties.

Recourse: Recourse and Non-Recourse (US: from $2MM, international from $5MM).
Cash Out: Yes, for any purpose.
Collateral: Commercial real estate but other fixed assets may be considered, and public common stock.
Development Projects: Borrower needs to own the land with no liens. Lenders will not finance 100%.
Funding Timeframe: Depends on loan type, borrower type (government or corporation), borrower's strength, location, and loan amount. We have closed loans in as little as 5 days after receiving all requested docs and completed appraisal.

APPLY
Initially, only an Executive Summary (ES) is needed (and any supporting documents that borrower wishes to provide), or  borrower can use his/her own ES. In the case of development projects, we need: breakdown of use of funds, land status (i.e. borrower owned & free of liens?), and the land value.
Email the ES & supporting documents here.
 
Medical Office
Penthouse Condos

LOAN PROCESS
If lender likes the project after reviewing the Executive Summary, I will email you a form to fill out about the financing you require that will include the list of documents needed for final mortgage approval, and fee  agreement (i.e. paid from loan proceeds when the loan funds).


* WORLDWIDE

All real estate based projects worldwide (excluding sanctioned countries) are considered with the general exception of film or movie projects and countries that do not allow foreign land ownership, which may cause an issue if borrower defaults and lender needs to foreclose. For example, Indonesia, Philippines, and Thailand restrict foreign ownership of land to a maximum of 40%, and in India a foreigner needs approval from the RBI (Reserve Bank of India). So, real estate loans in these type of countries are not possible at this time.