Shanghai

INTERNATIONAL COMMERCIAL REAL ESTATE FINANCING

LOAN AMOUNTS FROM USD 100MM+

Lending Area: Worldwide



LOAN TYPE

The Loan is a fixed-term loan secured by a corporate bond of USD 100 million (or more) guaranteed senior notes. The Notes will be collateralized by Assets (value: 2 times the bond face amount), free and clear of all liens and other encumbrances, identified below as Collateral Types, secured by Credit Default Insurance. The Loan will be full-recourse.

Project development loans are not feasible under this program; real estate needs to be income producing.




COLLATERAL TYPES (financeable)

Real Estate (income producing): hotels, shopping centers, multifamily, office buildings, industrial parks, etc. The income producing commercial real estate backs a bond and then bond investors will provide the funding.

A real estate portfolio is also acceptable.



 
COMMERCIAL LOAN OVERVIEW

Loan Size: USD 100 million+
Repayment Term: 3 years
Loan-to-Value (LTV): 50% maximum
Coupon Rate: 10% (or less) per annum
Early Repayment: Not allowed

Guarantee: Guarantor & Credit Default Insurance
Loan Purpose: Any
Collateral: Commercial Real Estate (e.g. portfolio)
(free and clear of all liens and encumbrances)
Funding Time Frame: 4 to 6 weeks
Appraisal Fee: paid by borrower direct to appraiser
 
Luxury Hotels

APPLY

Initially, only an Executive Summary (ES) (i.e. generic or borrower's) in English is needed (and any supporting documents that borrower wishes to provide). ES needs to detail the assets available for collateral and values.

Email ES & any supporting documents here.



LOAN PROCESS

After reviewing the Executive Summary and other supporting documents, lender may request additional information, and then issue a NDA (non-disclosure agreement) and term sheet for borrower's review. Once there is mutual agreement, lender's attorney will create the SPV* and lender will fund the loan.


* A special purpose vehicle/entity (SPV/SPE) is a subsidiary company with an asset/liability structure and legal status that makes its obligations secure even if the parent company goes bankrupt